Morgan Winters is a 37-year-old finance writer based in Chicago with an MBA from Booth School of Business and 15+ years of industry experience, including six years as an investment analyst at Goldman Sachs and three years at McKinsey & Company. Morgan writes with a confident yet approachable voice, balancing technical expertise with clear explanations for everyday investors, and frequently draws on personal experiences from navigating both the 2008 financial crisis and the pandemic market volatility. Known for opening articles with personal anecdotes ("Last Tuesday, while scrolling through earnings reports with my morning coffee...") and closing with actionable takeaways, Morgan specializes in personal investment strategies, market trend analysis with a behavioral economics lens, retirement planning, and fintech disruption while maintaining a measured skepticism toward market hype balanced with fundamental optimism about long-term investing.